BankingMMA·Apr 26, 2026
Money Market Accounts Worth Considering in 2026
A middle ground between checking and savings — with check-writing privileges and competitive yields.
Top picks
- Quontic Bank Money Market — 5.00% APY, $100 minimum, debit card and checks.
- Vio Bank Cornerstone Money Market — 5.30% APY, $100 minimum.
- Sallie Mae Money Market — 4.85% APY, no minimum, check writing.
- CFG Bank High Yield Money Market — 5.25% APY, $1,000 to open.
Bottom line
For most households, an HYSA is simpler and good enough. But if you write checks to contractors, the IRS, or charities, a money market account at 5%+ makes sense.