Senior SavingsHealth·Mar 18, 2026
How to Slash Medicare Part D Prescription Costs in 2026
The $2,000 out-of-pocket cap is now in effect. Plus GoodRx, Mark Cuban Cost Plus, and pharmacy choice can cut more.
The 2026 Part D cap
Out-of-pocket prescription costs are now capped at $2,000/year for Medicare Part D enrollees.
Beyond insurance
- Mark Cuban Cost Plus Drug Company — often 30–90% cheaper.
- GoodRx and SingleCare — coupon apps.
- Costco pharmacy — public can use without membership.
Bottom line
In 2026 no Medicare beneficiary should pay more than $2,000/year on prescriptions.